What is the Hybrid Plan?

The Hybrid Plan applies to employees hired after July 1, 2014. It combines the Tennessee Consolidated Retirement System (TCRS) and a 401(k) deferred compensation plan.

 

  • Employee Contributions: 5% to TCRS and 2% to 401(k) (modifiable or opt-out for 401(k)).
  • State Contributions: 4% to TCRS and 5% to 401(k).

 

This plan provides a mix of defined benefit and defined contribution retirement savings.

 

Additional information is available on the TCRS Overview and Self-Service website.

 

For more information, visit the TN State Government Employee Handbook at https://www.tn.gov/content/dam/tn/hr/documents/EmployeeHandbook.pdf.

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